Thank you for your interest in CATOz. We are committed to providing high-quality learning experiences for all of our users. We have established the following Refund and Terms & Conditions Policy to ensure transparency and clarity. Please note that you agree to the terms outlined in this policy by purchasing any of our programs.


Refund Policy:

• Once you make a purchase and submit the required payment, no changes or modifications can be made to the payment or program selection, and no refunds will be issued.
• Catoz reserves the right to postpone, cancel, or alter the program’s structure, content, or list of speakers.
• Once the program has started, no refunds will be issued, even if the course timeline is extended.
• If the course commencement date is changed, no refunds will be issued.
• No refunds or credits will be given to participants who fail to attend the course.
• No refunds will be issued if the structure or content of the course is altered.
• Catoz reserves the right to revise the terms and conditions of this policy at any time without prior notice.
• The course is non-transferable and cannot be transferred to others under any circumstances.

Terms & Conditions:

• You agree to abide by CATOz’s Terms & Conditions by purchasing any of our programs.
• The program’s content and materials are protected by copyright and intellectual property laws, and any unauthorized use, reproduction, or distribution is strictly prohibited.
• CATOz reserves the right to revoke access to any program if a participant violates our Terms & Conditions or engages in any behaviour that we deem inappropriate or harmful.
• Participants are responsible for ensuring that their internet connection and equipment are sufficient for accessing and participating in the program.
• CATOz is not liable for any technical difficulties, interruptions, or errors that may occur during the program or for any damage or loss resulting from using our programs or materials.
• Any disputes arising from or related to this policy or the use of our programs will be governed by and construed in accordance with the laws of the jurisdiction where CATOz is located.

We hope this policy provides clear guidance on our refund and terms & conditions. If you have any questions or concerns, please do not hesitate to contact us.